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Terms & Conditions

1. About Us

This website is operated by BM&Co Limited (“we”, “our”, “us”), an AAT-licensed accounting firm registered in England and Wales.

Company details:

  • Registered Office: 18 the Spinney, Northampton, NN4 5BT

  • Company Registration Number: 10956579

  • Contact Email: theoffice@bmnco.co.uk

  • Telephone: 01604 946 666

By using our website www.bmnco.co.uk, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree to these Terms, please do not use our Website.

2. Use of Our Website

You may use our Website only for lawful purposes and in a manner consistent with all applicable laws and regulations in the UK or in the country from which you access it. You must not:

  • Engage in any activity that disrupts or interferes with the operation of our Website.

  • Attempt to gain unauthorised access to our systems, data, or user accounts.

  • Use the Website for fraudulent or harmful purposes.

3. Our Services

The content on our Website is for general information only and does not constitute accounting, tax, or legal advice.
Engaging BM&Co Limited for professional services requires a separate written Engagement Letter, which will set out the agreed scope of work, responsibilities, fees, and terms of service.

4. Intellectual Property Rights

All materials on this Website — including text, graphics, logos, icons, images, and software — are owned by or licensed to BM&Co Limited and are protected by copyright and other intellectual property laws.

You may not copy, reproduce, modify, distribute, display, or transmit any content from this Website without our prior written consent, except for personal, non-commercial use.

5. Reliance on Information

We make reasonable efforts to ensure the accuracy of information on our Website, but we do not guarantee that it is complete, accurate, or up-to-date.
You should seek professional advice before taking or refraining from any action based on information obtained from our Website.

6. Disclaimer

The explanations and information provided on this Website are for general guidance only. They are not legal advice, financial advice, or a substitute for professional consultation.

BM&Co Limited cannot anticipate your specific circumstances or the exact terms you may wish to apply in your business. You should not rely solely on the content of this Website for decision-making.
We strongly recommend obtaining independent legal or professional advice before creating legal documents such as Terms & Conditions.

7. Third-Party Links

Our Website may contain links to external websites. We are not responsible for the content, accuracy, or availability of these sites and do not endorse them.

8. Limitation of Liability

To the fullest extent permitted by law, BM&Co Limited will not be liable for any direct, indirect, or consequential loss or damage arising from:

  • Use of, or inability to use, our Website.

  • Reliance on content displayed on our Website.
    Nothing in these Terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any liability which cannot be excluded under UK law.

9. Privacy & Data Protection

We process personal data in accordance with the UK GDPR and Data Protection Act 2018.
Please refer to our Privacy Policy for details on how we collect, use, and protect your data.

10. Cookies

Our Website uses cookies to improve functionality and user experience. By using our Website, you agree to our use of cookies as described in our Cookie Policy.

11. Changes to These Terms

We may update these Terms from time to time to reflect changes in the law, our services, or our Website. The latest version will always be published on our Website, with the “Effective Date” shown above. Continued use of the Website after changes are posted means you accept the updated Terms.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact:

BM&Co Limited
Email: theoffice@bmnco.co.uk
Telephone: 01604 946 666
Address: 18 the Spinney, Northampton, NN4 5BT

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